How to use it? (Part 2)

Initially when I began this post I wanted to personally go through the steps and tips for various CAD programs which I described in previous post however, I found online tutorial videos which were doing a much better job of visually showing the steps.  So after scrapping my original post with written descriptions I am presenting to you a freshly revised post with some powerful tutorial videos!

-below you will find; headings (which are linked to the actual sites of programs), tutorial video, followed by key points I found from video

Floor Panner:

1. It starts by showing steps to creating structure
2. At 1:25 how to label rooms
3. 1:30 assign flooring
4. 2:30 design exterior such as lawn
5. 2:40 it begins designing interior rooms
6. 4:20 furniture items are installed
7. 6 minutes in they show you 3D version of your design 

PlanningWIZ:

This first video will show the graphics of toolbars and their meanings



This second Video is a walk through of features


 

1. It begins at 33 seconds telling you about categories of  drop down to the right and how to start from a sample plan
2.  Then it walks you through a using the rest of the tools

pCon PLANNER:

This video actually has detailed texts running inline with steps to let you know exactly what they are trying to accomplish.

Why mortgage contracts will not go paperless in the near future.

Our culture is vastly changing, technology advances force our attention in all directions.  Recently, I had a professor speak of his daughter, who was teaching younger children,  She had handed her students paper books which had bullet points for each topic.  My professor explained the student's to be baffled as they all tried to "swipe" the bullet points and then informed his daughter the books were "broken".  This is an example of the nature of the beast if it is capable of digital form odds are, even as a child, that is what we expect to get.  So why not apply this principle to home mortgage contracts?  Bellow I have weighed out the pros and cons from my perspective and a few friends of mine, all of which have purchased a home. Take a good look at the con section and it may easy your frustrations with searching that 10 pound document  the next time you have a question about your mortgage.

Pros:(of receiving digital version of mortgage)

1. You eliminate the bulk because, who really has a prime location for a hefty legal sized booklet.
2. Ease in searching for key items in mortgage
• With a digital version you can find specific terms with ease instead of having to read through twenty plus pages
3. You can always access it depending on where you store the digital file
4. If you have a question to ask your financial adviser instead of asking your question and then having to locate specifically where you're looking in mortgage, simply send the highlighted portion to adviser with page location.
5. Odds are you will reference the document more than if it was a laborious task to find one simple tidbit of information.

Cons:

1. Digital Documents will have less legal baring than a signed paper copy.
• Digital Versions have possibility to be altered and therefore a physical copy will always be considered more binding contract than a digital version.
• Digital signatures have a lesser weight in contracts 
2. Not everyone has access to computers so if digital was the only form presented to the borrower referencing the document becomes difficult
3. The simplicity of tradition, it has been done in this fashion for so long lending parties are less motivated to change and adapt to borrowers request of digital versions.

In closing my perspective is to ask for a digital copy as well as physical copy when signing a mortgage.  This gives you the assurance of legality and ease of use.